Serious Illness Cover. Get paid out in your hour of need

R1 million cover from as little as R190 pm*

If you get very ill, how will you support your loved ones financially?

With Serious Illness Cover from Standard Bank's direct life insurance services, you get a tax-free payout of between R100,000 and R2 million should you be diagnosed with cancer, suffer a heart attack or stroke or have to undergo open-heart surgery.

How much cover will you get?

The amount of cover you’ll get will be based on a number of factors, some being your individual risk profile and your monthly premium. Let us call you to give you an obligation-free quote based on your own details.


Within the first 90 days of your policy, you’ll be able to get all required blood tests done for free by our Nurses on Wheels, who will come to you.

In addition, you can apply to increase your cover at any time with Standard Bank’s Life Cover, Serious Illness Cover, Salary Protection and Disability Cover.

Key Features

Tax-free payout between R100,000 and R2,000,000

Direct application process

Straightforward cover

Free blood tests

Serious Illness Cover 101

Find out why you need Serious Illness Cover.

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How to make a claim

When you or your beneficiaries need to submit a claim, contact our call centre on 0860 225 535 and they will inform you of the procedure you will need to follow and the relevant documentation required to process your request.