Everything you need to know about insurance

Life Cover 101

Life cover or life insurance is designed to provide for your family when you are no longer there to do so. How? By paying out a death benefit when you die – a cash lump sum that can be used to clear outstanding debts, cover day-to-day living...

Should stay-at-home parents have Life Cover?

They’ve been dubbed everything from Directors of Childhood Development to Home Executives and Household CEOs, and while stay-at home parents may not contribute a salary to the household income, they still make a significant financial contribution...

Insurance and the honest truth

When it comes to applying for life insurance, disability cover, serious illness cover or salary protection, there is no such thing as a white lie.

Does life insurance cover cancer?

The statistics for cancer are staggering: According to World Cancer Day (WCD), currently around 8.2 million people die of cancer each year worldwide, and the Cancer Association of South Africa (CANSA) reports that ...

Do you need insurance if you’re single?

There are plenty of insurance myths out there and the idea that single people don’t need cover is without a doubt one of the most popular.

What should you do with a life insurance payout?

Your loved one has passed away. And while it’s reassuring to know that you’ll be financially supported thanks to your life insurance payout, it’s important to give yourself time to grieve before you make any big monetary decisions. Once you’re ready,

6 smart money tips for newlyweds

Planning your big day or just tied the knot? You’re probably not thinking about budgets and bank accounts right now, but you should be.

Underwriting explained

You may have come across the term ‘underwriting’ before – most likely in the small print on an insurance website. If you’ve ever wondered what it meant, read on to find out.

Enjoy the festive season on a budget

The festive season is here. And while ‘tis the season to be jolly’, you may be feeling anything but joy when you consider the bundles of expenses that go with it – especially now that 13th cheques are harder to come by than Santa and his reindeer.

Life insurance beneficiaries 101

If you’ve decided to take out a life insurance policy, one of the most important decisions you’ll make is who to name as your beneficiary – the person or persons who will receive your life insurance benefit in the event of your death.

4 questions to ask in a personal finance audit

When was the last time you took stock of your finances? A year ago? Two years ago? Too long ago to remember? An annual review of your finances is vital to ensuring that you’re still on track.

Life insurance: Should you start in your 20s?

So the answer to this question is a definite ‘No’, right? After all, you’re never going to feel fitter, be healthier or think you’re more invincible than you are in your 20s, right? Truth be told, the answer isn’t as cut and dried as you’d think.

When someone dies

It can feel like the world has come to a standstill when a loved one dies. And while you, and those close to you, may be dealing with grief and a roller coaster of other emotions, there are some practical aspects that will need to be managed.

How much life cover is enough?

It’s an important question, but arriving at an answer can sometimes feel rather daunting. The good news is that by working your way through a series of smaller questions, you’ll get to the answer with less hassle than you think.

Finance tips for new parents

There’s a lot to think about when you’re expecting your first baby, from deciding on a name to choosing a nursery colour scheme. But you should also spend some time planning your finances in preparation for the new addition to your family.

How to submit a life insurance claim

The death of a loved one, whether expected or unexpected, is one of life’s most traumatic events. And while you’re left trying to come to terms with it, you’ll find yourself having to deal with several administrative aspects at the same time.

Do you need life insurance after retirement?

It’s a question that many people contemplate as they approach the so-called golden years – and it’s an important one. But the answer isn’t cut and dried.

How is your life insurance premium calculated?

So, you’re considering life insurance – or you’ve already taken it out – and now you’re wondering how the monthly premiums are calculated. It’s a good question and the answer is more complex than you might imagine.

8 Ways to declutter your life

Feel like giving areas of your life a spring clean? The good news is you don’t need to wait for the start of a new season or new year to clean out the clutter.

Money smarts for young professionals

Along with the freedom that a monthly paycheck affords, comes the responsibility of managing your finances and plotting your financial future. So, where do you start?

Life insurance: Why go direct?

If you’re still weighing up your insurance options, here are three reasons why you may want to consider going direct.

5 Things you should know about life insurance

Life insurance is an integral part of financial planning, and it’s intended to protect your family financially if something had to happen to you. If you’ve taken out a policy, or are thinking about it, here are a few things to bear in mind.

Avoid these mistakes if you’re looking into life insurance

Designed to help support your family financially when you’re no longer here to do so, life insurance is a key aspect of good financial planning. If you’re in the market for a life insurance policy, here are three mistakes to avoid.

Important questions to answer before you travel

Before you board a plane for Bali, Botswana or Brazil or hit the road to take in some of South Africa’s own breathtaking beauty, here are three key questions to answer.

Give the gift of life insurance this festive season

While there are plenty of gifts we’d all love to find under the tree this festive season, it’s not always the ones we want, but rather the ones we need that we should look at including on our lists.

Your Standard Bank life insurance FAQs answered

Considering taking out direct life insurance with Standard Bank? Here are answers to some of our most frequently asked questions.

4 Types of insurance to consider this year

While we never know what tomorrow holds, the good news is that it's possible to plan for the unexpected.

Gift ideas for Father's Day

Can’t bear to buy another pair of socks or soap-on-a-rope for Father’s Day? We’ve put together some gift ideas to inspire you and delight your dad.

Top financial tips for planning your wedding

By sticking to these smart money tips, you’ll have the day you’ve always dreamed of and start married life on a sound financial footing.

3 Reasons to consider life insurance

There are certain stages in life that call for us to put plans in place for the future – and for the unexpected.

5 ways financially savvy women get it right

Women's Month is the perfect time to take a look at women’s finances and uncover the secrets of the financially savvy among us. Here are five habits well worth adopting.

Why young families should consider insurance cover

Have you thought about how your family would cope financially if something had to happen to you or your partner?

9 Creative money-saving tips

The end of the year usually puts extra strain on already tight budgets. Here are nine money saving tips to start implementing now.

4 Reasons you really shouldn’t cancel your life cover

Toying with the idea of cancelling your insurance cover? Here are four reasons you may want to reconsider.

World AIDS Day 2018: Know your status

The 1st of December is World AIDS Day, a global health initiative that encourages the international community to unite in the fight against HIV.

When to review your life cover

It's a good idea to evaluate your life cover from time to time – particularly if your circumstances have changed since you purchased it.

3 Resolutions worth making this year

New Year’s resolutions come and go (usually well before the end of January). This year, resist the trend by making sure that your resolutions are achievable, valuable and worth your time and effort. Here are three you may want to consider.

Add life cover to your New Year’s resolutions

If you don’t already have life cover in place, here’s why you should make it the one New Year’s resolution you actually stick to.

Financial goals for your 30s

Your thirties are the decade you’re likely to make some of your biggest life decisions. With so much change to embrace, it’s inevitable that your financial goals will need to change too. Here are six worth pursuing.

Is insurance for you?

What are some of the circumstances in which you might want to consider taking out a policy?

Financial goals for your 40s

Your forties are the decade for consolidation. By now, you should (hopefully) have a budget, emergency fund and retirement savings in place. If you’re wondering what’s next in terms of financial goals, here are four deserving of your attention.

Thinking about going direct?

Thinking about purchasing cover from Standard Bank’s direct life insurance services? Here are a few things you should know.

Financial goals for your 50s and beyond

Your fifties are some of the most significant years of your life financially. Here are four goals worth prioritising as you approach your post-work years.

5 Money saving tips for families

Raising a family is a costly business. If you’re facing this type of expense (perhaps times two or three) and your budget is already taking strain, here are five strategies worth implementing.

When is the best time to take out Life Cover?

The answer to this question may be a lot simpler than you think: If one or more people rely on you financially, you may want to consider taking out life cover.

Easy ways to start saving for your next holiday

Dreaming of your next getaway? you could find yourself packing your bags sooner than you think by implementing these simple steps.

Money mistakes to avoid in your 30s

There are many milestones to look forward to in your 30s: marriage, kids, your first home. But with each big change comes big financial decisions. Here are four money mistakes to avoid.

What if you don't have life cover?

According to research, over 40% of South Africans don’t have life insurance. If you’re one of them, you may want to give some serious thought to what that might mean for your loved ones if you were no longer here to provide for them.

Money mistakes to avoid in your 40s

Being aware of these common mistakes in your 40s – and giving them a wide berth – will help set you up for success as you head into your 50s.

Life insurance beneficiaries: what you need to know

Here are a few FAQs about nominating a life insurance beneficiary.

3 Reasons to get life insurance this year

If you’ve been considering life cover, but haven’t completed an online application or chatted to a consultant about your options, here’s why you may not want to wait another day, let alone until next year, to get covered.

Start 2020 financially strong

2020 is shaping up to be a BIG year! Here are a few pointers on how to make the year a financial success by starting strong.

How to raise financial superheroes

One thing we don’t always do (or get right) as parents is to teach our children about the value of money and how to manage it well. Here are three financial principles worth instilling in your children, and how to go about it.

Managing money in uncertain times

With no-one knowing when life is likely to return to ‘normal’, how you manage your money in this uncertain season is key. Here are a few strategies worth keeping in mind.

4 things worth ticking off your life admin checklist

Between paying bills, booking appointments, fetching kids and shopping for groceries, there isn’t always much time left for personal admin. If you feel like your to-do list is getting away from you, make an effort to prioritise these four tasks.

4 Essential financial management skills

Whatever stage of life you’re in, there are some key financial management skills you simply can’t afford to do without. Here are four that, if correctly implemented, could significantly influence your present (and future) financial success.

Buy life cover online today

If you’re thinking about purchasing insurance, why not buy online from the comfort of your home?

Getting your financial goals back on track after Covid-19

If 2020 has hit your finances hard, here are four strategies you can put in place to help them bounce back.