Everything you need to know about insurance

How to take charge of your debt

If you’re feeling weighed down by debt, here are a few guidelines to help you get back on your feet.

3 simple self-care habits to adopt in 2021

Keen to make a positive change by incorporating a few self-care habits into your daily routine? Here are three ideas to get you started.

Take care of your financial, physical and mental health this year

Here are a few simple strategies you may want to implement to help you take care of your financial, physical and emotional health in 2021.

A closer look at World Cancer Day 2021

In honour of this health awareness day, we’re taking a closer look at their three-year I Am and I Will campaign, which launched in 2019.

How to prepare for the unexpected

Given the uncertainty of life, it’s unlikely that you can plan for every eventuality – but fortunately there are some safety nets you can put in place in case the unexpected happens.

Gift giving on a budget

Here are a few wallet-friendly suggestions to help you approach the festive season – and festive shopping – with renewed enthusiasm.

Stay sun-safe this summer

It’s time to dust off the braai, haul out your shorts and slops, and brush up on a few sun safety strategies to keep your skin safe this summer.

World Diabetes Day 2020

It’s World Diabetes Day on 14 November and there’s likely never been a more relevant time to shine a spotlight on this disease: not only is it on the rise worldwide but it appears that people with diabetes are more vulnerable to falling seriously ill

Getting your financial goals back on track after Covid-19

If 2020 has hit your finances hard, here are four strategies you can put in place to help them bounce back.

World Stroke Day 2020

It’s World Stroke Day on 29 October, and although the world is currently grappling with the Covid-19 pandemic, here’s a look at why this awareness day is still so important.

Breast Cancer Awareness Month 2020

We're taking a closer look at the signs and symptoms, exploring some of the screening methods, and listing lifestyle changes you can make to reduce your risk.

Buy life cover online today

If you’re thinking about purchasing insurance, why not buy online from the comfort of your home?

Financial tips for when you say “I do”

Deciding to get married is one of life’s watershed moments. But so is deciding on the financial future of your marriage post-wedding and honeymoon bliss...

Protecting your credit score during Covid-19

If you’re concerned that your credit score may be taking strain, consider actioning some of these simple strategies to help you protect your access to credit going forward.

Heart Awareness Month 2020

Heart Awareness Month, which falls in September each year, is “dedicated to raising awareness about heart disease and its risk factors in South Africa, and the importance of living a healthy lifestyle to prevent disease onset.”

How to safeguard your salary

What measures can you put in place to guard against loss of income in the event that you aren’t able to earn a salary for a few months – or longer?

5 Heart-healthy lifestyle changes worth making

Up to 80% of heart disease and stroke can be prevented by living a healthy lifestyle. Here are five ways you can start doing that.

5 Easy get-fit strategies

Here are a few tips to help you get – and stay – active.

4 Essential financial management skills

Whatever stage of life you’re in, there are some key financial management skills you simply can’t afford to do without. Here are four that, if correctly implemented, could significantly influence your present (and future) financial success.

4 things worth ticking off your life admin checklist

Between paying bills, booking appointments, fetching kids and shopping for groceries, there isn’t always much time left for personal admin. If you feel like your to-do list is getting away from you, make an effort to prioritise these four tasks.

Managing money in uncertain times

With no-one knowing when life is likely to return to ‘normal’, how you manage your money in this uncertain season is key. Here are a few strategies worth keeping in mind.

3 Ways to build resilience

Here’s a look at three ways to cultivate this powerful skill in your own life.

7 Simple cyber security tips

How to become more cyber security savvy in a world of phishing, vishing and SMShing.

How to support your immune system in the COVID-19 crisis

If ever there was a time to think about your immune system and how you can support it, this is certainly it. Here are five ways you can help it function optimally during lockdown.

5 smart work-from-home strategies

Not everyone is cut out for working from home. So, how do you remain productive under abnormal circumstances and still make sure that you don’t just survive, but thrive too?

Have you considered salary protection?

This long-term insurance product is designed to ‘safeguard’ your income in the event that you’re unable to work for a period of time due to injury or illness.

3 Financial promises to make to yourself

If you'd like to be in a better position the next time you review your finances, consider adding these suggestions to your financial to-do list.

How to raise financial superheroes

One thing we don’t always do (or get right) as parents is to teach our children about the value of money and how to manage it well. Here are three financial principles worth instilling in your children, and how to go about it.

Career goals worth pursuing in 2020

With the start of a new year, not to mention a new decade, there’s never been a better time to give your career goals some serious thought. Here are four suggestions that are worth working towards in 2020.

Get active in 2020

Here are five excellent ways to work up a sweat over the next 12 months and beyond.

5 Festive season health strategies

Ham, turkey, roast chicken and potatoes, mince pies, trifle… If you’re finding it difficult staying on the straight and narrow this festive season, here are five strategies well worth implementing.

5 Sun safety strategies

There are several things you can do to ensure that you and your family are protected from harmful UV rays. Here’s a look at how to stay safe in the sun this summer.

Start 2020 financially strong

2020 is shaping up to be a BIG year! Here are a few pointers on how to make the year a financial success by starting strong.

Smart ways to spend your annual bonus

If you’re looking forward to an annual bonus this December (lucky you!), why not take a moment to consider the following spending suggestions? Don’t worry, they’re not all responsible – just the first few.

3 Reasons to get life insurance this year

If you’ve been considering life cover, but haven’t completed an online application or chatted to a consultant about your options, here’s why you may not want to wait another day, let alone until next year, to get covered.

Summer holiday safety tips

Here are a few tips to help you avoid some summer health hazards and ensure that you enjoy a safe and happy holiday season.

World AIDS Day 2019

The message of World AIDS Day is particularly relevant in South Africa, a country where there are an estimated 7.7 million people living with HIV.

World Diabetes Day 2019

World Diabetes Day on 14 November aims to shine a spotlight on this devastating disease

Beyond life cover

While life cover is arguably the most well-known long-term insurance product on the market, there are other types of cover available that are also well worth considering.

Money mistakes to avoid in your 50s

As your last full working decade ahead of retirement, your 50s are crucial to setting you up for long-term success. Here are five financial blunders to avoid.

Prepare to impress: 5 interview tips

While it can be difficult to stay positive while job searching, try not to lose confidence. Here are a few tips to help you ace that next interview.

Life insurance beneficiaries: what you need to know

Here are a few FAQs about nominating a life insurance beneficiary.

Disability cover: What you need to know

If you’re in the market for disability cover, but you’re not quite sure what it is or if you really need it, keep reading for a comprehensive look at this long-term insurance product.

Why Breast Cancer Awareness Month Matters

Around the world, October is Breast Cancer Awareness Month. Here’s a closer a look at why it's so important.

Money mistakes to avoid in your 40s

Being aware of these common mistakes in your 40s – and giving them a wide berth – will help set you up for success as you head into your 50s.

Planning a wedding on a budget

Weddings can be expensive but they don’t have to be – there are plenty of creative ways to cut costs and have the time of your life on a budget.

World Heart Day: Be a Heart Hero

While 29 September is World Heart Day, in South Africa the entire month is dedicated to heart awareness.

Money mistakes to avoid in your 30s

There are many milestones to look forward to in your 30s: marriage, kids, your first home. But with each big change comes big financial decisions. Here are four money mistakes to avoid.

What if you don't have life cover?

According to research, over 40% of South Africans don’t have life insurance. If you’re one of them, you may want to give some serious thought to what that might mean for your loved ones if you were no longer here to provide for them.

5 Ways to reduce your debt

If one of your financial goals is to be debt free, here are a few practical tips to help you get there.

Easy ways to start saving for your next holiday

Dreaming of your next getaway? you could find yourself packing your bags sooner than you think by implementing these simple steps.

Financial goals for your 50s and beyond

Your fifties are some of the most significant years of your life financially. Here are four goals worth prioritising as you approach your post-work years.

5 Money saving tips for families

Raising a family is a costly business. If you’re facing this type of expense (perhaps times two or three) and your budget is already taking strain, here are five strategies worth implementing.

Is disability cover really necessary?

If you’ve come across disability cover, you may be wondering if it’s something you really need or simply a nice-to-have? Before tackling this very relevant question, however, let’s start by looking at what disability cover has to offer.

When is the best time to take out Life Cover?

The answer to this question may be a lot simpler than you think: If one or more people rely on you financially, you may want to consider taking out life cover.

Thinking about going direct?

Thinking about purchasing cover from Standard Bank’s direct life insurance services? Here are a few things you should know.

Budget-friendly activities for the school holidays

The winter school holidays are in full swing and we’ve compiled a few fun and budget-friendly ideas to keep the kids entertained, whatever the weather.

How to organise your home office

Whether you use your home office for work, gaming or household admin, it’s worth making it a calm, organised and easily accessible space.

3 Ways to build your credit score

If you haven’t given much thought to your credit score before, here’s why you should...

5 Reasons to find a mentor

According to a 2016 Centre for Workplace Leadership study, 71% of Fortune 500 companies have mentoring programmes in place. Here's why you should consider finding a mentor.

Financial goals for your 40s

Your forties are the decade for consolidation. By now, you should (hopefully) have a budget, emergency fund and retirement savings in place. If you’re wondering what’s next in terms of financial goals, here are four deserving of your attention.

Is insurance for you?

What are some of the circumstances in which you might want to consider taking out a policy?

7 Stress relief strategies

Simple ways to help you manage day-to-day stress.

4 Mistakes to avoid with serious illness cover

Serious illness cover is designed to take care of you financially by paying out a cash lump sum in the event that you are diagnosed with a specific serious illness. Here are four mistakes to avoid if you’re considering this type of cover.

Financial goals for your 30s

Your thirties are the decade you’re likely to make some of your biggest life decisions. With so much change to embrace, it’s inevitable that your financial goals will need to change too. Here are six worth pursuing.

How to stay safe online

Cybercrime is on the rise and South Africans are under threat from more and more sophisticated forms of identity theft, ransomware attacks and phishing scams. Here’s a reminder of what you can do to keep yourself safe online.

Easy ways to be more active

Here are a few simple ways you can work more physical activity into your everyday life.

8 Smart ways to eat better

Keen to incorporate healthy eating habits into your daily routine? Here are eight simple tips to help you eat better.

Financial goals for your 20s

Your twenties are an exciting decade marked by several significant firsts: your first real job, your first car and your first home. It’s also probably the first time you'll need to set proper financial goals. Here are six worth having on your radar.

World Cancer Day 2019: #IAmAndIWill

A call to action to create awareness about a disease that is the second-leading cause of death worldwide.

5 Financial habits to adopt in 2019

Practical habits to help you save money and get you on the road to achieving your financial goals.

Add life cover to your New Year’s resolutions

If you don’t already have life cover in place, here’s why you should make it the one New Year’s resolution you actually stick to.

Sleep: On trend for 2019

Search trends on Pinterest indicate that many of us are concerned with not only getting enough sleep, but with getting good quality sleep, too.

5 Tips for a healthier lifestyle

Keen to make some healthy lifestyle changes in 2019? Here are a few suggestions to get you started.

When to review your life cover

It's a good idea to evaluate your life cover from time to time – particularly if your circumstances have changed since you purchased it.

3 Resolutions worth making this year

New Year’s resolutions come and go (usually well before the end of January). This year, resist the trend by making sure that your resolutions are achievable, valuable and worth your time and effort. Here are three you may want to consider.

World AIDS Day 2018: Know your status

The 1st of December is World AIDS Day, a global health initiative that encourages the international community to unite in the fight against HIV.

Have a sun-safe summer

Before you head into the sun, take some precautions to protect your skin.

4 Reasons you really shouldn’t cancel your life cover

Toying with the idea of cancelling your insurance cover? Here are four reasons you may want to reconsider.

Black Friday Survival Guide

How can you take advantage of this annual (and increasingly global) shopping spree and get the most bang for your buck?

World Diabetes Day 2018

The 14th of November is World Diabetes Day. Appropriately, it also happens to be Frederick Banting’s birthday, who, together with John Macleod and Charles Best, discovered insulin back in 1922.

Navigating change in the workplace

More and more, businesses are having to adapt (and quickly) to the ever-changing environment they find themselves in if they hope to survive and thrive. Here are five ways you can navigate your way through uncertain times in the workplace.

9 Creative money-saving tips

The end of the year usually puts extra strain on already tight budgets. Here are nine money saving tips to start implementing now.

World Stroke Day 2018: #UpAgainAfterStroke

World Stroke Day takes place annually on 29 October and this year, the campaign is focusing on the resilience and capacity of survivors to live meaningful lives after experiencing a stroke.

Breast Cancer: Reduce your Risk

With Breast Cancer Awareness month upon us, there’s never been a more significant time to think about what we can do differently to help reduce our risk of developing this disease.

5 Smart ways to use your credit card

Credit cards can be a wonderful way to cover unexpected expenses and build a credit history. Here are five ways to help you keep on top of your credit and use it to your advantage.

World Heart Day 2018

My Heart, Your Heart is the theme of World Heart Day (WHD) 2018, which falls on 29 September.

Credit score 101

This three-digit number can affect your access to finance – from a credit card or personal loan to vehicle finance or a home loan.

3 Ways to boost your health this spring

Spring brings with it longer days, lighter meals and best of all, sunshine! It’s active and alive and offers the perfect opportunity to refresh your routine and rejuvenate your health. Here’s how.

Why young families should consider insurance cover

Have you thought about how your family would cope financially if something had to happen to you or your partner?

3 Things to remember when considering disability cover

Disability cover is designed to act as a financial safety net for you and your dependents in the event that you become permanently disabled due to illness or injury.

It’s time for a mid-year budget check

By taking careful stock of your finances now – and making adjustments where necessary – you’ll set yourself up for a memorable festive season and start the New Year financially strong.

Ready to move your career forward?

If you’re serious about advancing your career, implementing these four strategies will help you on your way to the top of the corporate ladder.

5 ways financially savvy women get it right

Women's Month is the perfect time to take a look at women’s finances and uncover the secrets of the financially savvy among us. Here are five habits well worth adopting.

Save lives by becoming an organ donor

As August is National Organ Donor month, now might be a good time to register with the Organ Donor Foundation.

3 Reasons to consider life insurance

There are certain stages in life that call for us to put plans in place for the future – and for the unexpected.

Top financial tips for planning your wedding

By sticking to these smart money tips, you’ll have the day you’ve always dreamed of and start married life on a sound financial footing.

9 Salary Protection FAQs answered

Ever considered taking out salary protection? If you have, you may have questions about this long-term insurance product which acts as a safety net for you and your family when you can’t work. Here, we answer nine of the ones we’re most often asked.

5 Easy ways to avoid colds and flu this winter

While it can be hard to avoid bugs doing the rounds at the office, there are a few precautions you can take to keep yourself healthy.

World Blood Donation Day 2018: Why it matters

World Blood Donor Day takes place every year on June 14 and provides an opportunity to focus on the importance of blood donation and celebrate the ‘ordinary’ people who make an extraordinary difference by donating their blood to help others in need.

Gift ideas for Father's Day

Can’t bear to buy another pair of socks or soap-on-a-rope for Father’s Day? We’ve put together some gift ideas to inspire you and delight your dad.

7 Checks to do this Men’s Health Month

June is Men’s Health Month, the perfect time to set aside the usual excuses for avoiding the doctor and check your health status. Here are seven tests to look into when you do.

Stay safe this winter

From downpours to icy temperatures, winter isn’t the easiest season to navigate. But never fear, we’ve put together some tips to keep you safe and sound, no matter what the weather.

9 Disability Cover FAQs answered

Find out more about Disability Cover from Standard Bank's direct life insurance services.

Not sure you need Salary Protection? Here's why you do.

Have you ever thought about what your life would look like if you weren’t able to work as a result of illness or injury? Here are four reasons to seriously consider Salary Protection from Standard Bank’s direct life insurance services.

World Move for Health Day 2018

May the 10th is World Move For Health Day, a global initiative which promotes exercise as an essential part of a healthy lifestyle. Here are three ways to help you move more for your health.

5 Unconventional Mother’s Day gifts

If you’ve done slippers, flowers and bubble bath to death, why not make 2018 the year you think outside the proverbial box of chocolates and spoil her with one of these suggestions.

Hypertension: Know your numbers

More than a third of adult South Africans have high blood pressure - and over 50% of those affected don't know that they have it, according to the Heart and Stroke Foundation South Africa (HSFSA).

Vaping: Behind the cloud

With the 31st of May being World No Tobacco Day, there’s never been a more perfect opportunity to explore a phenomenon that’s been marketed as both a nicotine replacement product and a healthier alternative to cigarettes: the e-cigarette.

Career goals worth working towards

It’s always a good idea to weigh in on your career goals from time to time. These five are well worth adding to your list.

6 Simple steps to a healthier you

Easy-to-implement tips to get you on the road to healthier living.

9 Savvy ways to save money

To help you tighten your belt, we've put together nine simple and practical ways to save.

5 Water-saving tips for your garden

Practical tips on how to save water in your garden.

7 Water-saving tips for your home

Easy ways to implement water-saving measures in your home.

10 Serious illness cover FAQs answered

If you're in the market for serious illness cover, and are considering cover with Standard Bank's direct life insurance services, here are answers to some of the questions you may be asking.

Questions worth asking on World Health Day 2018

The 7th of April is World Health Day. Take a moment to consider your health by asking yourself the following important questions:

Map your career path like a pro

Having a career path mapped out is key to your future success. Why? Because without a destination in mind, it's impossible to know whether you're on track to reaching it.

5 Ways to deal with debt

Before you think about downsizing your home, renting out your spare room or selling off your family heirlooms, here are five simple strategies to help you get your debt under control.

4 Types of insurance to consider this year

While we never know what tomorrow holds, the good news is that it's possible to plan for the unexpected.

Your Standard Bank life insurance FAQs answered

Considering taking out direct life insurance with Standard Bank? Here are answers to some of our most frequently asked questions.

5 Things to do on Valentine’s Day

Tired of giving (or getting) the traditional flowers and chocolates? Here are five easy ways to make Valentine’s Day fun, memorable and meaningful.

6 Financial mistakes to avoid this year

The start of the year is the perfect time to think about all the things you’d love to be doing – and put plans in place to make sure you get around to doing them. But what about those things you shouldn’t be doing? Ever stop to think about them?

Get behind World Cancer Day 2018

Each year, on the 4th of February, the global community marks World Cancer Day, an international event that “aims to save millions of preventable deaths each year by raising awareness and education about the disease...

Beat the back-to-school-blues

If your kids are starting to experience the back-to-school blues, it’s time to reassure them that the end of the holiday doesn’t mean the end of fun. Here are a few easy ways to get them back to school with a smile.

Get a handle on stress

While most of us will face periods of stress at various times in our lives, ongoing stress can have a negative impact on our health, happiness and wellbeing.

Go for the small wins

If you’re the type who can’t wait to make new year’s resolutions only to abandon them by February, maybe it’s time to change your approach.

6 Ways to spend a staycation

Ever taken a staycation? If not, there are plenty of reasons to enjoy one this year, or next. Here are six brilliant ways to spend your next holistay.

Give the gift of life insurance this festive season

While there are plenty of gifts we’d all love to find under the tree this festive season, it’s not always the ones we want, but rather the ones we need that we should look at including on our lists.

Give your finances a clean sweep

Getting ready to give your home a spring clean? While you’re at it, why not add your finances to your to-do list?

Avoid these mistakes if you’re looking into life insurance

Designed to help support your family financially when you’re no longer here to do so, life insurance is a key aspect of good financial planning. If you’re in the market for a life insurance policy, here are three mistakes to avoid.

5 Things you should know about life insurance

Life insurance is an integral part of financial planning, and it’s intended to protect your family financially if something had to happen to you. If you’ve taken out a policy, or are thinking about it, here are a few things to bear in mind.

Life insurance: Why go direct?

If you’re still weighing up your insurance options, here are three reasons why you may want to consider going direct.

Money smarts for young professionals

Along with the freedom that a monthly paycheck affords, comes the responsibility of managing your finances and plotting your financial future. So, where do you start?

7 Ways to cut your monthly spending

Times are becoming tougher. And that means it’s time to watch our spending and avoid blowing the monthly budget.

An emergency fund: a savings priority

When it comes to getting your money matters in order, financial experts often suggest starting an emergency fund – and with good reason.

Travel safe this summer

Planning a trip this festive season or just going to be out and about in your home town? Here are some travel safety tips to keep in mind as you head out on the road.

Important questions to answer before you travel

Before you board a plane for Bali, Botswana or Brazil or hit the road to take in some of South Africa’s own breathtaking beauty, here are three key questions to answer.

International Day of Persons with Disabilities

The third of December is the annual International Day of Persons with Disabilities.

World AIDS Day 2017: Let our actions count

Since 1988, countries, organisations and individuals around the globe have observed World AIDS Day on the 1st of December.

Get your year-end financial checklist ready

The end of the year isn’t far off. And while it’s exciting to start planning your holiday and compiling festive shopping lists, it’s also important that you set aside some time to think about your financial future.

8 Ways to declutter your life

Feel like giving areas of your life a spring clean? The good news is you don’t need to wait for the start of a new season or new year to clean out the clutter.

Stretch your festive budget further

The holidays are almost here again – where does the time go? – and at this time of year, your budget is under additional pressure with gifts to buy, meals to host and family members to entertain.

Have a sun-savvy summer

With South Africa having the second highest rate of skin cancer in the world, it’s worth taking some precautions before you step into the sunshine. Here are some tips to keep you safe this summer.

World Diabetes Day 2017: Women and diabetes

Each year, on the 14th of November, World Diabetes Day (WDD) raises awareness for a disease that is tragically, but very definitely, on the rise worldwide.

Movember: More than lip service

If you’re spotting moustaches wherever you go, it can only mean one thing: It’s Movember again. That glorious time of the year when men embrace their inner 80s TV star and let it all grow out.

What’s your reason for preventing stroke?

That’s the question the World Stroke Day campaign is asking in 2017. For many of us, the answer may simply be that we want to have a good quality of life and enjoy many years to come with our loved ones.

World Heart Day 2017: At the Heart of Health

The 29th of September is World Heart Day and once again, the World Heart Federation (WHF) is putting the spotlight firmly on the world’s biggest killer, cardiovascular disease (CVD).

Are you raising money-savvy kids?

If you’re looking for ways to be intentional about giving your kids the money smarts they need, here are three important lessons you can start teaching them early on.

How to start your new job on the right foot

You’ve been for the interview, accepted the offer and now, it’s arrived – your first day on the job. Nervous? Don’t be!

How is your life insurance premium calculated?

So, you’re considering life insurance – or you’ve already taken it out – and now you’re wondering how the monthly premiums are calculated. It’s a good question and the answer is more complex than you might imagine.

Honey, we need to talk about money

Money can become a stumbling block in even the healthiest of relationships. But it doesn’t have to be. If you’re married or in a committed long-term relationship, here are some common-sense tips to help you work towards a bright financial future toge

Don’t believe these myths about disability cover

If you don’t already have disability cover, it may be because of one of the myths surrounding this type of insurance.

Get your financial life in order

If your financial documents are in disarray, it’s time to clear the clutter and get organised. Here are a few tips to help you get started.

How to submit a life insurance claim

The death of a loved one, whether expected or unexpected, is one of life’s most traumatic events. And while you’re left trying to come to terms with it, you’ll find yourself having to deal with several administrative aspects at the same time.

3 bad health habits to break in 2017

Keen to make some positive changes to your overall health and wellbeing, but not sure where to begin? Then read on for three bad health habits you’ll definitely want to break, starting now…

3 positive health habits to start in 2017

Here are three easy habits to incorporate into your life that will help to improve your diet, boost your energy levels and help your body function better.

Donate blood, be a lifesaver

In June, we celebrate blood donors around the world through two health awareness initiatives: National Blood Donor Month and World Blood Donor Day (WBDD) on 14 June.

A good day to quit smoking

May 31 is World No Tobacco Day; the day each year when the World Health Organisation (WHO) reminds us of the devastating effects of tobacco use. If you’re a smoker who’s thinking of kicking your pack-a-day habit, it’s also a good day to quit.

Do you need life insurance after retirement?

It’s a question that many people contemplate as they approach the so-called golden years – and it’s an important one. But the answer isn’t cut and dried.

Is your retirement at risk?

No matter how much time and energy you put into retirement planning and how prepared you think you may be, there are a few threats, which if ignored, could seriously tarnish your so-called golden years.

Phishing: Don’t take the bait

Ever received an email that looked like it came from a legitimate company, but something seemed a bit off? Maybe the sender’s email address looked suspicious, there were a couple of spelling mistakes, or the content of the mail raised a few red flags

Finance tips for new parents

There’s a lot to think about when you’re expecting your first baby, from deciding on a name to choosing a nursery colour scheme. But you should also spend some time planning your finances in preparation for the new addition to your family.

How much life cover is enough?

It’s an important question, but arriving at an answer can sometimes feel rather daunting. The good news is that by working your way through a series of smaller questions, you’ll get to the answer with less hassle than you think.

4 questions to ask in a personal finance audit

When was the last time you took stock of your finances? A year ago? Two years ago? Too long ago to remember? An annual review of your finances is vital to ensuring that you’re still on track.

When someone dies

It can feel like the world has come to a standstill when a loved one dies. And while you, and those close to you, may be dealing with grief and a roller coaster of other emotions, there are some practical aspects that will need to be managed.

Life insurance: Should you start in your 20s?

So the answer to this question is a definite ‘No’, right? After all, you’re never going to feel fitter, be healthier or think you’re more invincible than you are in your 20s, right? Truth be told, the answer isn’t as cut and dried as you’d think.

Six stress-busting strategies

South Africa has the dubious honour of being the second most stressful country in the world to live in – that’s according to a 2013 study conducted by Bloomberg – so chances are you’re living with some level of stress, even if you’re not aware of it.

Life insurance beneficiaries 101

If you’ve decided to take out a life insurance policy, one of the most important decisions you’ll make is who to name as your beneficiary – the person or persons who will receive your life insurance benefit in the event of your death.

Enjoy the festive season on a budget

The festive season is here. And while ‘tis the season to be jolly’, you may be feeling anything but joy when you consider the bundles of expenses that go with it – especially now that 13th cheques are harder to come by than Santa and his reindeer.

Underwriting explained

You may have come across the term ‘underwriting’ before – most likely in the small print on an insurance website. If you’ve ever wondered what it meant, read on to find out.

What should you do with a life insurance payout?

Your loved one has passed away. And while it’s reassuring to know that you’ll be financially supported thanks to your life insurance payout, it’s important to give yourself time to grieve before you make any big monetary decisions. Once you’re ready,

6 smart money tips for newlyweds

Planning your big day or just tied the knot? You’re probably not thinking about budgets and bank accounts right now, but you should be.

How does Salary Protection work?

Heard of Salary Protection cover? As the name suggests, this type of insurance safeguards a portion of your income in the event that you can’t work for a while due to illness or injury.

Salary Protection 101

It may not be as well known as life or disability cover, but salary protection can be a lifesaver if you find yourself unable to bring in an income because of illness or injury. This type of insurance acts as a safety net for you and your family...

Do you need insurance if you’re single?

There are plenty of insurance myths out there and the idea that single people don’t need cover is without a doubt one of the most popular.

Does life insurance cover cancer?

The statistics for cancer are staggering: According to World Cancer Day (WCD), currently around 8.2 million people die of cancer each year worldwide, and the Cancer Association of South Africa (CANSA) reports that ...

Insurance and the honest truth

When it comes to applying for life insurance, disability cover, serious illness cover or salary protection, there is no such thing as a white lie.

Should stay-at-home parents have Life Cover?

They’ve been dubbed everything from Directors of Childhood Development to Home Executives and Household CEOs, and while stay-at home parents may not contribute a salary to the household income, they still make a significant financial contribution...

Serious illness or dread disease insurance – what does it cover?

Dread disease insurance, goes by different names including critical illness and serious illness cover, has become a fixture in global markets, where it is sometimes also referred to as trauma insurance or living assurance.

Disability Cover 101

Disability cover protects you in the event that you become disabled due to illness or injury. While there are different types available, here we’ll be looking specifically at disability cover that pays you a once-off lump sum if you become...

Life Cover 101

Life cover or life insurance is designed to provide for your family when you are no longer there to do so. How? By paying out a death benefit when you die – a cash lump sum that can be used to clear outstanding debts, cover day-to-day living...

Serious Illness Cover 101

Serious illness cover is a long-term insurance policy designed to take care of you financially, by paying out a cash lump sum, in the event that you are diagnosed with a specific serious illness. The policy you choose will clearly state which...