Everything you need to know about insurance

Get your year-end financial checklist ready

The end of the year isn’t far off. And while it’s exciting to start planning your holiday and compiling festive shopping lists, it’s also important that you set aside some time to think about your financial future.

8 Ways to declutter your life

Feel like giving areas of your life a spring clean? The good news is you don’t need to wait for the start of a new season or new year to clean out the clutter.

Stretch your festive budget further

The holidays are almost here again – where does the time go? – and at this time of year, your budget is under additional pressure with gifts to buy, meals to host and family members to entertain.

Have a sun-savvy summer

With South Africa having the second highest rate of skin cancer in the world, it’s worth taking some precautions before you step into the sunshine. Here are some tips to keep you safe this summer.

World Diabetes Day 2017: Women and diabetes

Each year, on the 14th of November, World Diabetes Day (WDD) raises awareness for a disease that is tragically, but very definitely, on the rise worldwide.

Movember: More than lip service

If you’re spotting moustaches wherever you go, it can only mean one thing: It’s Movember again. That glorious time of the year when men embrace their inner 80s TV star and let it all grow out.

What’s your reason for preventing stroke?

That’s the question the World Stroke Day campaign is asking in 2017. For many of us, the answer may simply be that we want to have a good quality of life and enjoy many years to come with our loved ones.

World Heart Day 2017: At the Heart of Health

The 29th of September is World Heart Day and once again, the World Heart Federation (WHF) is putting the spotlight firmly on the world’s biggest killer, cardiovascular disease (CVD).

Are you raising money-savvy kids?

If you’re looking for ways to be intentional about giving your kids the money smarts they need, here are three important lessons you can start teaching them early on.

How to start your new job on the right foot

You’ve been for the interview, accepted the offer and now, it’s arrived – your first day on the job. Nervous? Don’t be!

How is your life insurance premium calculated?

So, you’re considering life insurance – or you’ve already taken it out – and now you’re wondering how the monthly premiums are calculated. It’s a good question and the answer is more complex than you might imagine.

Honey, we need to talk about money

Money can become a stumbling block in even the healthiest of relationships. But it doesn’t have to be. If you’re married or in a committed long-term relationship, here are some common-sense tips to help you work towards a bright financial future toge

Don’t believe these myths about disability cover

If you don’t already have disability cover, it may be because of one of the myths surrounding this type of insurance.

Get your financial life in order

If your financial documents are in disarray, it’s time to clear the clutter and get organised. Here are a few tips to help you get started.

How to submit a life insurance claim

The death of a loved one, whether expected or unexpected, is one of life’s most traumatic events. And while you’re left trying to come to terms with it, you’ll find yourself having to deal with several administrative aspects at the same time.

3 bad health habits to break in 2017

Keen to make some positive changes to your overall health and wellbeing, but not sure where to begin? Then read on for three bad health habits you’ll definitely want to break, starting now…

3 positive health habits to start in 2017

Here are three easy habits to incorporate into your life that will help to improve your diet, boost your energy levels and help your body function better.

Donate blood, be a lifesaver

In June, we celebrate blood donors around the world through two health awareness initiatives: National Blood Donor Month and World Blood Donor Day (WBDD) on 14 June.

A good day to quit smoking

May 31 is World No Tobacco Day; the day each year when the World Health Organisation (WHO) reminds us of the devastating effects of tobacco use. If you’re a smoker who’s thinking of kicking your pack-a-day habit, it’s also a good day to quit.

Do you need life insurance after retirement?

It’s a question that many people contemplate as they approach the so-called golden years – and it’s an important one. But the answer isn’t cut and dried.

Is your retirement at risk?

No matter how much time and energy you put into retirement planning and how prepared you think you may be, there are a few threats, which if ignored, could seriously tarnish your so-called golden years.

Phishing: Don’t take the bait

Ever received an email that looked like it came from a legitimate company, but something seemed a bit off? Maybe the sender’s email address looked suspicious, there were a couple of spelling mistakes, or the content of the mail raised a few red flags

Finance tips for new parents

There’s a lot to think about when you’re expecting your first baby, from deciding on a name to choosing a nursery colour scheme. But you should also spend some time planning your finances in preparation for the new addition to your family.

How much life cover is enough?

It’s an important question, but arriving at an answer can sometimes feel rather daunting. The good news is that by working your way through a series of smaller questions, you’ll get to the answer with less hassle than you think.

4 questions to ask in a personal finance audit

When was the last time you took stock of your finances? A year ago? Two years ago? Too long ago to remember? An annual review of your finances is vital to ensuring that you’re still on track.

When someone dies

It can feel like the world has come to a standstill when a loved one dies. And while you, and those close to you, may be dealing with grief and a roller coaster of other emotions, there are some practical aspects that will need to be managed.

Life insurance: Should you start in your 20s?

So the answer to this question is a definite ‘No’, right? After all, you’re never going to feel fitter, be healthier or think you’re more invincible than you are in your 20s, right? Truth be told, the answer isn’t as cut and dried as you’d think.

Six stress-busting strategies

South Africa has the dubious honour of being the second most stressful country in the world to live in – that’s according to a 2013 study conducted by Bloomberg – so chances are you’re living with some level of stress, even if you’re not aware of it.

Life insurance beneficiaries 101

If you’ve decided to take out a life insurance policy, one of the most important decisions you’ll make is who to name as your beneficiary – the person or persons who will receive your life insurance benefit in the event of your death.

Enjoy the festive season on a budget

The festive season is here. And while ‘tis the season to be jolly’, you may be feeling anything but joy when you consider the bundles of expenses that go with it – especially now that 13th cheques are harder to come by than Santa and his reindeer.

Underwriting explained

You may have come across the term ‘underwriting’ before – most likely in the small print on an insurance website. If you’ve ever wondered what it meant, read on to find out.

What should you do with a life insurance payout?

Your loved one has passed away. And while it’s reassuring to know that you’ll be financially supported thanks to your life insurance payout, it’s important to give yourself time to grieve before you make any big monetary decisions. Once you’re ready,

6 smart money tips for newlyweds

Planning your big day or just tied the knot? You’re probably not thinking about budgets and bank accounts right now, but you should be.

How does Salary Protection work?

Heard of Salary Protection cover? As the name suggests, this type of insurance safeguards a portion of your income in the event that you can’t work for a while due to illness or injury.

Salary Protection 101

It may not be as well known as life or disability cover, but salary protection can be a lifesaver if you find yourself unable to bring in an income because of illness or injury. This type of insurance acts as a safety net for you and your family...

Do you need insurance if you’re single?

There are plenty of insurance myths out there and the idea that single people don’t need cover is without a doubt one of the most popular.

Does life insurance cover cancer?

The statistics for cancer are staggering: According to World Cancer Day (WCD), currently around 8.2 million people die of cancer each year worldwide, and the Cancer Association of South Africa (CANSA) reports that ...

Insurance and the honest truth

When it comes to applying for life insurance, disability cover, serious illness cover or salary protection, there is no such thing as a white lie.

Should stay-at-home parents have Life Cover?

They’ve been dubbed everything from Directors of Childhood Development to Home Executives and Household CEOs, and while stay-at home parents may not contribute a salary to the household income, they still make a significant financial contribution...

Serious illness or dread disease insurance – what does it cover?

Dread disease insurance, goes by different names including critical illness and serious illness cover, has become a fixture in global markets, where it is sometimes also referred to as trauma insurance or living assurance.

Disability Cover 101

Disability cover protects you in the event that you become disabled due to illness or injury. While there are different types available, here we’ll be looking specifically at disability cover that pays you a once-off lump sum if you become...

Life Cover 101

Life cover or life insurance is designed to provide for your family when you are no longer there to do so. How? By paying out a death benefit when you die – a cash lump sum that can be used to clear outstanding debts, cover day-to-day living...

Serious Illness Cover 101

Serious illness cover is a long-term insurance policy designed to take care of you financially, by paying out a cash lump sum, in the event that you are diagnosed with a specific serious illness. The policy you choose will clearly state which...